Shelter Insurance® provides comprehensive motorcycle insurance, catering to a variety of bike types, including scooters and standard motorcycles. While certain custom and sports touring bikes may not qualify for property damage coverage, liability coverage is available. The insurance covers basic liability and offers additional options for customization coverage. Discounts are available in select states. It's important to note that no coverage is provided during racing events. Coverage specifics are governed by the policy details and the policyholder's circumstances.