The Alabama Army National Guard offers exclusive home loan benefits to help our members achieve homeownership. Through the VA Home Loan program, guardsmen have access to low-interest, no-down-payment mortgage options that make buying a home more affordable and accessible. These loans come with competitive interest rates, reduced closing costs, and the ability to refinance at lower rates. Additionally, there is no requirement for private mortgage insurance (PMI), which further reduces monthly payments. This valuable benefit supports our members in securing stable, long-term housing, reflecting our commitment to their financial well-being and quality of life.