People don't go to nursing facilities because they want to; they go because they have to. Our Home Health Care policy gives you the flexibility to utilize the type of care that can be right for you in the comfort of your own home. The need for in-home care has increased significantly as a result of people being discharged from the hospital sooner. This policy can provide valuable benefits when you need them most from the comfort of your home instead of in a hospital or nursing home. Fixed Cash benefits are paid if you receive:
- Prescription Drugs
- Skilled Nursing Care
- General Nursing Care
- Physical Therapy
- Speech Pathology
- Occupational Therapy
- Chemotherapy Specialist Services
- Enterostomal Therapy
- Respiration Therapy
- Medical Social Services
- Home Health Care Aide
Optional benefits can also help cover:
- Annual Physical Exams
- Eye and Hearing Exams
- Ambulance
- In-hospital Private Duty Nurse
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