Southern Bancorp believes that responsible, affordable homeownership is an important part of building financial stability for your family. Whether you are new to the home buying process or a seasoned veteran, Southern Bancorp has the tools to help you realize your homeownership dream.

From homebuyer counseling to purchasing, building or refinancing, we have the right products and services to meet your needs, as well as home repair loans and home equity lines of credit. We even offer specialized products such as Rural Development/USDA Loans featuring low fixed rates with no down payment required.

Wherever you are in your home-buying journey, Southern Bancorp is ready to help you. Contact us now to find out which option is right for you.