Personal insurance policies are put in place to protect you from a range of potential losses that could bring financial ruin if you were forced to pay the costs out-of-pocket.
Some types of personal insurance are required by the law or are required by a lender when purchasing a vehicle or home, while others are designed to protect specific assets against losses from theft, fire, or natural disasters. Every individual or family will have varying needs regarding the types of personal insurance that need to be in place to protect against risk. The insurance payout after an unexpected event can save you from a financial disaster that you cannot afford or a hefty lawsuit.
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